Credit

The credit is one of the biggest word in the US. Without credit we can't do anything in this country. If we want to buy a house, a car, get a student loan, credit cards, etc we need to have credit. The banks need a credit history where they can see if you pay all your expenses on time. When you are going to buy a house, the bank checks your credit to know what is your credit score. If your credit score is between 750 to 850 you have excellent credit. When you have a high score or fico score you can get a better interest rate and your monthy payment is less. A good way to have a good credit is always paying everything on time. Don't forget to pay your next bill.